Whether you’re a business searching for funding assistance or an equipment supplier looking to offer an alternative payment option to your customers, we are well placed to deliver a finance solution that works for you.
We provide traditional lease & Hire Purchase finance – with their particular tax advantages – on pretty much any equipment that you are acquiring for the business. This can be for anything from IT & software licenses to high quality espresso machines to scaffolding to heavy plant machinery We are also able to provide Operating Leases, re-finance on goods bought, sale & leaseback, seasonal payments & secured finance leases.
All businesses have periods where cash flow is good & times where it is not and it can be a challenge when a HMRC liability comes round to put a dent in the company funds. A VAT or Tax loan can be critical to a business’ cash flow by allowing it to spread the cost of your VAT or tax liability, helping you free up capital to utilise in other areas of the business for sustainability or growth & expansion.
For a business to grow, it requires significant investment. And accessing the required funds can take a period of time & juggling money around. We have Commercial Loans (unsecured & secured) that can be taken over a period of 6-months to 5-years (longer if on a secured basis). The funds can be used for anything from renovations & refurbishments, building expansion or relocating, stock purchases, marketing & advertising, partner buy0ins & buy-outs, research & development and much more.
We understand that given the cyclical nature of funding flowing in & out of a practice – be it a solicitors, barristers, dentists, doctors, vets or opticians – external funding can be vital to keeping a business’ cash flow healthy. We have solutions to fund Aged Debt & Disbursement, Equipment Purchases, Tax Bills, Professional Indemnity Insurance, Practising Certificates, DX Renewal, Software, Refurbishments, Expansion and Buy-in or Buy-outs.
Amidst the high profile rhetoric of tax avoidance and evasion here is one area of real tax planning that remains as one of the most legitimate and under utilised forms of tax relief available – Embedded Capital Allowances. They are a valuable form of tax relief available to anyone owning – buying or selling commercial property and are available on a wide range of properties. You or your business is eligible to claim for Embedded Capital Allowances if you own a commercial property .
Most businesses need vehicles – whether this might be company cars, sales vehicles or logistical vehicles. However, there can be associated issues and high costs no matter the size of fleet. Vehicle finance can help create a manageable asset to your business. We are also experienced in providing marine finance for those looking to purchase a boat or yacht for personal or business use. Typical loans and mortgages range from two to seven years in length & can be used to purchase a fishing boat, narrowboat or luxury motor cruiser.
Finch Business Finance Ltd is an independent commercial finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Finch Business Finance Ltd may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. Finch Business Finance Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.
Finch Business Finance Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements and you would like to report a complaint; please click on the link below;
https://www.afsuk.com/asset-finance-solutions/contact/complaints-procedure/